Flood facts
Do I really need flood insurance for my home? YES
- There is a 26% chance of a flood during the life of a 30-year mortgage.
- In the last 5 years, 61% of all disasters included flooding.
- Between 20% and 25% of all flood insurance claims are paid to people living outside of a high-risk flood area.
- Floods are becoming more severe because roads and parking lots are being built where forest, meadows and undeveloped land used to be.
Buy flood insurance to protect your home
Most people can purchase federal flood insurance if their community participates in the U.S. Government's National Flood Insurance Program (NFIP). Contact your insurance agent to find out more about this program.
Source: Federal Emergency Management Agency
